Privacy Policy

Effective Date: May 14, 2025

1. Introduction

Cura Capital ("we," "our," or "us") is committed to protecting the privacy and confidentiality of our clients' personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website www.curacapital.in and engage our investment recommendation services. We adhere to the guidelines set forth by the Securities and Exchange Board of India (SEBI) and other applicable laws.

2. Information We Collect

We may collect the following types of personal and financial information:

Personal Identification Information: Name, address, email address, phone number, date of birth, PAN, Aadhaar number, and other identification details.

Financial Information: Bank account details, investment preferences, income details, risk tolerance, and other financial data necessary for providing investment recommendation

Professional Information: Occupation, employment details, and other relevant professional information.

Technical Information: IP address, browser type, operating system, and browsing behavior on our website.

3. How We Collect Information

We collect information through:

Direct Interactions: When you fill out forms on our website, subscribe to our services, or communicate with us via email or phone.

Automated Technologies: Through cookies and similar technologies that track your interactions with our website.

Third-Party Sources: From publicly available sources or third parties, as permitted by law.

4. Use of Information

We use your information for the following purposes:

To provide personalized investment recommendation and services.

To comply with legal and regulatory requirements, including SEBI regulations.

To communicate with you regarding our services, updates, and promotional materials.

To improve our website functionality and user experience.

For internal record-keeping and administrative purposes.

5. Disclosure of Information

We do not sell or rent your personal information to third parties. We may disclose your information to:

Regulatory Authorities: Such as SEBI, upon request or as required by law.

Service Providers: Who assist us in operating our website and providing services, under strict confidentiality agreements.

Legal Obligations: When required to comply with legal processes or protect our rights.

6. Data Retention

In accordance with SEBI guidelines, we retain records of all client interactions, including:

Physical records signed by clients.

Telephone recordings.

Emails from registered email IDs.

SMS messages.

Any other legally verifiable records.

These records are maintained from the first interaction until the completion of recommendation services and are stored securely to prevent unauthorized access.

7. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include secure servers, encryption, firewalls, and regular security assessments.

8. Client Rights

You have the right to:

Access the personal information we hold about you.

Request correction of any inaccuracies in your information.

Withdraw consent for data processing, subject to legal and contractual obligations.

Lodge a complaint with the relevant data protection authority if you believe your rights have been violated.

9. Website and Social Media Disclosures

In compliance with SEBI's requirements:

We maintain a functional website containing all necessary disclosures, including our SEBI registration details.

We disclose our social media handles and ensure that all communications on these platforms adhere to regulatory standards.

10. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or regulatory requirements. We encourage you to review this policy regularly. Continued use of our services after any changes indicates your acceptance of the updated policy.